Sr Portfolio Manager - Agriculture
Company: Pacific Premier Bank
Location: San Luis Obispo
Posted on: May 11, 2022
Job Description:
If you are a job seeker with a disability and require a
reasonable accommodation to apply for one of our jobs, you will
find the contact information to request the appropriate
accommodation by visiting the following page: SLO Admin. Office
3380 S Higuera St
San Luis Obispo, CA 93401, USA
The Portfolio Manager will be responsible conducting risk
management reviews and monitoring the accuracy of client portfolios
to establish compliance with loan approval conditions. The
incumbent in this position will demonstrate sound underwriting
capacity, depth of experience in a wide variety of loan types and
complexities, and the ability to manage a portfolio with limited
supervision. RESPONSIBILITIES
- Responsible and accountable for credit underwriting and
origination of new credits from existing and/or new customers to
include renewals, modifications, and annual reviews. Make
appropriate loan structure recommendations.
- Order and/or perform property inspections and/or valuation
updates on real estate collateral per Bank policy.
- Monitor credit risk by periodically evaluating financial
trends, credit bureau reports, pay habits, covenant compliance and
other sources of information of the borrower and guarantor(s);
report any adverse situations and make appropriate
recommendations.
- Collect updated borrower financial information in accordance
with periodic reporting requirements and complete scheduled loan
reviews.
- Grade loans based on periodic review of financial or other
information or data that may prompt a risk grade change.
- Ensure, by working with the Relationship Managers and the
Borrowers, that all correspondence and updated information is
maintained in credit files (i.e. approvals, financials reporting
and documentation related to renewals, modifications, forbearances
and waivers, etc.).
- Collaborate with Relationship Managers on the assigned loan
portfolio.
- Coordinate with Borrowers on payoffs, line of credit advances,
loan draws, etc.
- Authorizes approval up to a specific amount for new loans,
renewals and modifications.
- Responsible for performing all job functions with a sense of
urgency and in a timely manner.
- Maintain and cultivate an effective working relationship with
Internal (loan production staff, branches, and credit
administration) and External clients (borrowers, brokers,
etc.).
- Responsible for maintaining a positive and professional
relationship with customers and business partners (which include
third party lenders, attorneys and other external parties) by
responding promptly for any and all requests in a responsive,
consistent and accurate manner. QUALIFICATIONS
- 5 years of experience in commercial or agricultural lending
preferred -
- 7 years as a Portfolio Manager or Underwriter servicing
commercial or agribusiness loans preferred Equal Opportunity
Employer/Protected Veterans/Individuals with Disabilities The
contractor will not discharge or in any other manner discriminate
against employees or applicants because they have inquired about,
discussed, or disclosed their own pay or the pay of another
employee or applicant. However, employees who have access to the
compensation information of other employees or applicants as a part
of their essential job functions cannot disclose the pay of other
employees or applicants to individuals who do not otherwise have
access to compensation information, unless the disclosure is (a) in
response to a formal complaint or charge, (b) in furtherance of an
investigation, proceeding, hearing, or action, including an
investigation conducted by the employer, or (c) consistent with the
contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
Equal Opportunity Employer - Veterans/Disabled
Keywords: Pacific Premier Bank, San Luis Obispo , Sr Portfolio Manager - Agriculture, Executive , San Luis Obispo, California
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