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Loan Services Clerk

Company: 1st Capital Bank
Location: San Luis Obispo
Posted on: May 14, 2022

Job Description:

Job description
1st Capital Bank is a locally owned and managed community bank headquartered in Monterey County. We provide professional banking, including credit and cash management services to businesses, professionals and residents throughout California's Central Coast.
We're currently recruiting for a Loan Services Clerk to support our Loan Operations Team in San Luis Obispo, CA.
The primary responsibility of the Loan Services Clerk is to assist with servicing functions of the consumer and commercial loans for both internal and external customers.

ESSENTIAL DUTIES & RESPONSIBILITIES
Participates in loan servicing activities including but not limited to: processing loan transactions, scanning loan documents, monitoring of collateral insurance reports and preparing payoff statements
Provides timely & courteous responses to lending staff if any questions arise about the loan servicing process.
Performs other duties as assigned

QUALIFICATIONS
High school graduate or equivalent
One year of clerical support experience, preferably loan operations background
Proficient skills in computer terminal and personal computer operation; Microsoft Office (Excel, Word) and ability to learn and use specialty software programs.
Excellent verbal and written communication skills
Strong interpersonal skills - tact, patience and courtesy
Ability to maintain confidential files & records
Ability to maintain regular and reliable attendance
Working knowledge of loan products and lending operations procedures an advantage
Working knowledge of federal and state banking regulations an advantage, compliance knowledge a plus.

PHYSICAL DEMANDS
Physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of the job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to talk or hear. Employee frequently is required to sit for prolonged periods. Employee is occasionally required to stand; walk; use hands to finger, handle, or feel objects, tools, or controls; reach with hands and arms; climb or balance; stoop, kneel or crouch.
Employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by the job include close vision, distance vision, peripheral vision, depth perception, and the ability to adjust focus.

WORK ENVIRONMENT
Work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee occasionally works near moving mechanical parts and is occasionally exposed to the risk of electrical shock.
Noise level in the work environment is usually moderate.

1st Capital Bank offers a generous benefits package that includes: medical/dental/vision, life/ltd insurance, vacation, sick leave, holidays, 401k with employer matching contribution and a professional work environment with career advancement opportunities.

1st Capital Bank is committed to employing a diverse workforce. Qualified applicants will receive consideration without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, gender expression, protected veteran status, or disability.

Qualified candidates please submit a cover letter and a resume to email addressed in this ad.

Keywords: 1st Capital Bank, San Luis Obispo , Loan Services Clerk, Other , San Luis Obispo, California

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